Welcome to Boating Guide
Boat Trailer Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
You may also listen to this article by using the following controls.
What to Look for in Florida Boat Insurance Policies
from:When you think about taking out a boat insurance policy you may think that all of them are basically the same. However, this is not true. Even where you live will make a difference in the type of policy that you need. This is because your geographical location puts you in a different environment that creates special needs and concerns. For example, a person living near the Great Lakes will require a completely different type of boat insurance from a person living in Florida.
So what makes Florida boat insurance different? Well, for one thing you have the threat of hurricanes when you live in Florida. Flooding is a big factor due to the large amounts of rain that you will be subjected to. You also have to take into consideration that the salt air can have a negative effect on your boat. If you are a boat owner in Florida here are a few suggestions on what to look for in a Florida boat insurance policy.
Qualities of a Good Florida Boat Insurance Policy
First of all, as mentioned above hurricanes are a real threat, so you need a policy that protects you in the event your boat is damaged or destroyed by a hurricane. You also have to take into consideration that boats depreciate in value very quickly. This means that instead of searching for a policy that will pay you for the amount your boat is worth, search for one that will replace the boat in the event it is badly damaged or destroyed. This way you will receive the full value.
If something does happen to your boat, then you also want to be covered for the personal possessions that you have onboard. This could be anything from fishing equipment to safety equipment. Just imagine how much it would cost you to replace all of these items if they are not included in your policy. Therefore, a good Florida boat insurance policy will include these items as well.
Ask a Lot of Questions
The more information that you can obtain up front will help you make a better decision when it comes to buying Florida boat insurance. For instance, some policies have a lay-up period in which your boat may not be completely covered. This is a very important piece of information that you need to know ahead of time.
Some policies offer discounts if you have safety equipment installed on your boat. Others will give you a discount if you have taken part in safe boating classes. The more questions you ask the better choice you can make when it comes to Florida boat insurance. Use this information to help you search for the best possible boat insurance available.
Boat Trailer News
Midsummer boat check - Daily News
Seaworthy, the newsletter from Boat Owners Association of the United States that helps boaters and anglers prevent damage to their vessels, recently looked into some of the more common reasons for on-the-water boat troubles that occur mid-season ...
Read more...Can the 'Appaloosa' trailer rope you in to see another Western? - Popwatch
While I can recognize the uniquely American mythology of the Western film—that and jazz are our two great contributions to pop culture, almost enough to make up for Carrot Top—I've never been a crazy Western fan. Sure, there are oaters that I ...
Read more...Not such smooth sailing: Neighbors complain about trailers on park ... - Stamford Advocate
A group of children prepare for their afternoon sail by applying sunscreen and securing their life jackets last month by the trailers for the Stamford Sailing School's summer program at Southfield Park in Stamford. STAMFORD - Southfield Park is not ...
Read more...Remote-control warriors based in the US suffer from psychological ... - Minneapolis Star Tribune
MARCH AIR RESERVE BASE, Calif. - The Air National Guardsmen who operate Predator drones over Iraq via remote control, launching deadly missile attacks from the safety of Southern California 7,000 miles away, are suffering some of the same ...
Read more...Drowning victim identified - Canton Daily Ledger
A boating accident Wednesday at the Fulton County Conservation Area near Canton resulted in the drowning death of Sylvester Moore, 59, of Peoria. Fulton County Coroner Steve Hines says that Moore was found by divers in Lake 3 at the Conservation Area ...
Read more...New laws free boats but could sink marinas - Amity Observer
Boat owners received some welcome news from the federal government July 30, but storm clouds lurk on the horizon as proposed state environmental regulations could severely hamper boating industry growth in the state. Recreational boat owners across ...
Read more...Marble Falls Lake Fest boat racers showing up - KXAN
AUSTIN, Texas (KXAN) -- Boat trailers started lining up on Tuesday at Lakeside Park in Marble Falls for the 17th annual Lake Fest that runs August 8 - 10. Drag boat racers from across the country compete in the International Hot Boat Association ...
Read more...